Credit Analyst/Sr. Credit Analyst

Essential Functions:

• Experience in commercial credit analysis and documentation of commercial credit lines
• Strong analytical skills and knowledge of commercial finance transactions

Credit Underwriting:

• Gather required documents and additional information needed to process and review new loan
• applications, request for existing accounts, and handle annual renewals.
• Spread and analyze business financial statements, tax returns and other supporting documents used in
• providing credit recommendations.
• Work with Credit Manager, Account Manager, VP and CCO of Commercial Credit team.

Documentation:

• Complete Legal Documents required for approved Retailer Credit Lines
• Collect all conditions of Approval from Retailer

Minimum Qualifications:

• Bachelor's degree in finance or accounting preferred
• Recent college graduate looking for entry level position in a growing company
• Some prior work experience in financial services industry preferred but not required
• Familiarity with concepts, procedures and processes typically used in finance
• Quick learner of the proprietary computer system used to manage and underwrite the accounts
• Preparation or ability to review documents and reports using Microsoft Office based products
• Good organizational, clerical, numeric, oral and written language skills
• Knowledge of customer service principles and practices

Physical Demand:

• Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA and other federal, state and local standards, including meeting qualitative and/or quantitative productivity standards.
• Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state and local standards
• Must be able to talk, listen and speak clearly on telephone
• Able to sit at a work station for prolonged periods of time

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