Senior Underwriter Housing / Habitational

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.

Brown & Brown is seeking a Senior Underwriter Housing / Habitational to join our growing team in Ephrata, WA!

The Senior Underwriter Housing / Habitational responsible for underwriting and associated tasks for existing and new programs at an advanced level of knowledge and difficulty while under minimal supervisory direction, with a focus on complex housing and habitational risks.

How You Will Contribute:

• Make independent underwriting decisions using discretion.

• Underwrite new applications and renewal submissions according to Letter of Authority, if applicable.

• Determine acceptability of business.

• Assist organization in formulating underwriting strategies for continued growth and profitability, including involvement with market comparisons.

• Implement methods for promotion of policies or improvements to processes.

• Assist in developing, implementing, and monitoring quality control efforts.

• Serve as a resource for organization on underwriting and technical insurance issues.

• Aid in developing risk management strategies for habitational providers.

• Assist in the marketing of programs to carriers along with existing and prospective insureds.

• Prepare accurate renewal specifications for carriers.

• Oversight of document issuance; policies, endorsements, quotes etc. issued without errors.

• Review carrier quotes, binders, and policy forms to verify coverage requested for pool or insured is provided.

• Oversight of the preparation of premium/exposure reports for the carriers (quarterly) and Accounting (monthly), also known as Bordereaux Reports.

• Analysis of property inspection reports and tracking of associated action items

• Other job-related projects or assignments as delegated.

Licenses and Certifications:

• Valid driver's license.

• Ability to obtain a Washington State Property & Casualty Insurance Producers License (courses provided by Company).

Skills & Experience to Be Successful:

• High school diploma.

• Associate or Bachelor's Degree (preferred)

• Math skills such as Business Math or basic accounting functions.

• At least 5 years' experience as a Commercial Property & Casualty Underwriter.

• 10+ years' experience as a Commercial Property & Casualty Underwriter.

• Underwriting expertise in large multi-story/multi-residential, rental homes/dwellings, and commercial structures. (preferred)

• Experience in casualty and professional liability underwriting of multi-residential and associated nonprofit services exposures. (preferred)

• Familiarity with different types of habitational occupancies such as permanent housing, shelters, transitional housing, permanent supportive housing, rapid rehousing, rental assistance , and others. (preferred)

Pay Range

The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for the role.

Teammate Benefits & Total Well-Being

We go beyond standard benefits, focusing on the total well-being of our teammates, including:

• Health Benefits : Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
• Financial Benefits : ESPP; 401k; Student Loan Assistance; Tuition Reimbursement
• Mental Health & Wellness : Free Mental Health & Enhanced Advocacy Services
• Beyond Benefits : Paid Time Off, Holidays, Preferred Partner Discounts and more.

Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations.

The Power To Be Yourself

As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, "The Power to Be Yourself".