We are seeking a detail-oriented and strategic Commercial Lines Underwriter to join our client's growing team. This role is responsible for underwriting new business and renewal submissions across multiple lines, including Commercial Auto, General Liability, Workers Compensation, and Property . The ideal candidate will have a strong analytical mindset, excellent communication skills, and a deep understanding of risk assessment and pricing strategies.
Our client is an innovative and fast-growing provider of comprehensive insurance solutions tailored for small businesses across a wide range of industries-from hospitality and trades to professional services. Backed by a globally recognized financial institution, they are redefining how small business insurance is delivered by offering a single, streamlined policy that covers multiple lines of risk.
Key Responsibilities
- Evaluate and underwrite new business and renewal submissions in accordance with company guidelines and risk appetite.
- Analyze risk characteristics, loss history, and financial data to determine appropriate coverage terms and pricing.
- Collaborate with brokers and agents to gather necessary information and negotiate terms.
- Maintain a profitable book of business while achieving growth targets.
- Monitor market trends and competitor activity to inform underwriting decisions.
- Ensure compliance with regulatory requirements and internal policies.
- Provide exceptional service to agency partners and contribute to long-term relationships.
Qualifications
- 2+ years of commercial underwriting experience, preferably across multiple lines (Auto, GL, WC, Property).
- Strong knowledge of underwriting principles, rating methodologies, and insurance regulations.
- Proven ability to assess risk and make sound underwriting decisions.
- Excellent organizational and time management skills.
- Proficient in underwriting systems and Microsoft Office Suite.
- Strong interpersonal and negotiation skills.
Preferred Qualifications
- Bachelor's degree in Business, Finance, Insurance, or related field.
Why Join?
- Competitive compensation and benefits package.
- Opportunity to work with a dynamic and supportive team.
- Career growth and professional development opportunities.
- Flexible work arrangements.