Risk Management - Risk Oversight Lead for Credit and Cobrand Cards - Vice President

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Risk Management Oversight Lead for Credit and Cobranded Cards in the Consumer & Business Banking Risk Management group, you will play a pivotal role in safeguarding our payment products and services. In this Vice President position, you will evaluate and recommend effective fraud and scam controls to Chase's agile product owners for both new business initiatives and existing payment processes.

Leveraging your expertise in credit cards, digital wallets, tokenization, card networks, and other innovative payment features, you will proactively identify and assess potential risk scenarios. You will serve as a key member of the Risk Oversight teams second line of defense, reviewing product and feature designs and advising on robust controls to ensure secure and resilient card solutions for our customers.

In addition, you will work in partnership with Legal, Compliance, and Controls teams to address emerging issues and concerns, providing timely and actionable guidance. You will also communicate critical product challenges and risk insights to senior leadership, helping to shape strategic decisions and drive continuous improvement in our risk management practices.

Job Responsibilities

• Look for ways new and existing payment use cases can potentially facilitate fraud and scam scenarios, as well as facilitate operational and reputational risk
• Have a working knowledge of cross-channel controls that are used to mitigate new and inherent risk in Digital
• Know the card payment flows you oversee just as well as the Product team
• Reliably represent the interests of other internal stakeholders in risk management
• Collaborate with the business to solve problems but escalates within the risk management framework when the business exposes the bank to risk in an unsafe way
• Stay abreast of new/changes in provisioning, tokenization, authentication, technology, and digital financial services
• Deconstruct and explain complex concepts and issues in a business-friendly manner to senior/executive management
• Work effectively as an individual contributor and collaborative team member on simultaneous projects.
• Work well in a team environment, including cross-functional teams

Required qualifications, capabilities, and skills

• Bachelor's degree Minimum of 7 years in a Risk function (Fraud, Scams, or Reputational Risk
• Experience with card and commerce payments, i.e. device wallets, card point of sale, network rules, etc.
• Ability to defend positions and influence with quantitative analysis developed with an analytical team
• Ability to work effectively with both business and technically oriented individuals

• Excellent written and verbal communication skills

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).